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Junior Risk Analyst

  • Salary: £21000.00 - £24000.00 per annum + plus £3000 bonus plus benefits
  • Location: Marlow
  • Job type: Permanent
  • Job reference J1040566
This vacancy has now expired.

Our client, often voted one of the best companies to work for in the UK, is looking for an analytical, numerate and hardworking graduate to join their Credit Risk Team (ideally with some experience).

This role will be a key member of our growing credit risk team supporting the rapidly growing business. This passionate, highly numerate analyst will work closely with finance and sales teams as well as the external insurance underwriter team to maintain credit risk controls within an existing framework.

The successful candidate will be enthusiastic and confident, possess excellent communication skills and an ability to plan and deliver against demanding deadlines.

Duties
* Report directly to credit manager and assist with the day to day management of a dedicated customer ledger
* To deliver timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations
* Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate
* Obtain and analyse financial, risk and market information
* Maintenance of credit processes to ensure integrity and accuracy of data
* Communicate credit decisions and requirements in a clear and concise manner to other parts of the business
* Keep up to date with market information to understand the implications this may have upon credit decisions and risks
* Help develop and improve processes and controls by identifying areas of improvement and following through with recommendations to implementation

Skills/Experience
* Highly numerate and motivated individual with demonstrable experience in a credit analyst role or similar
* Proven analytical skills with ability to document findings and make recommendations
* Strength of character to stand by decisions and explain to those less familiar with credit risk
* Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure
* Ability to take calculated risks with favourable outcomes
* Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
* Contribution to development of credit policies & to business process improvement
* Strong record of success in a fast-paced environment, with ability to manage own work and deadlines

Please note that we will only contact those candidates that we assess as suitable for the positions we have currently available based on their experience, training and skills. If we do not have anything suitable we will not keep your CV for more than 30 days.

Bucks and Berks Recruitment is an equal opportunities employment agency and employment business that is serious about its compliance with legislation. Bucks and Berks is acting as an Employment Agency in relationship to this role (if the vacancy is for a permanent position) or is acting as a Recruitment Business in relationship to this role (if the role is for a temporary position).